The mission of Penny Eisenstein, CFP® is to help clients maximize investment returns, minimize risk and taxes, and protect their estates. Clients are helped to achieve their financial goals through the development of a customized financial plan.

Penny Eisenstein, CERTIFIED FINANCIAL PLANNER™ utilizes Index Funds in our client accounts. This allows for minimizing both realized capital gains and generates lower annual expenses than the traditional managed stock funds that attempt to beat the indexes. Index Funds (AKA: ishares) mirror the respective indices, such as the S & P 500, the Dow, etc. They also buy and sell shares less frequently which results in less of a tax impact for the investor as well as less trading costs for the investor. By controlling costs and taxes, the earning potential increases. We earn no commissions for we provide Fee Based Only services.

Financial planning means not only growing your investments but preserving assets through Living Trusts, Wills, Charitable Giving, Family Partnerships and Trust Administration. Penny's husband David Eisenstein is an experienced Estate Planning and Trust Administration attorney.

Contact Penny Eisenstein, CFP® to begin achieving your financial goals by arranging a complimentary meeting to explore the financial planning process.