Penny Eisenstein received the CERTIFIED FINANCIAL PLANNER™ designation from the College of Financial Planning in Denver, Colorado. She has over twenty years of combined experience in the financial and commercial real estate industries. In 1993 she attained the CCIM (Certified Commercial Investment Member) designation. She has managed over $40,000,000.00 of investor's assets.

	Penny with husband David wrote 'Sprint to the Finish'-- Proven, practical actions for amassing assets so even late starters can retire! Click on the book cover to learn more and/or purchase the book.
They participated and hosted financial planning radio shows on KTAR and KFYI in Phoenix and KPOP and KCEO in San Diego.

Services are Fee Based Only, thus no (zero) commissions are expended. Clients receive a monthly statement from the custodian of their investment funds, TDAmeritrade Institutional, and can view their accounts 24/7 online . They also receive an additional quarterly Statement that provides performance information and a Portfolio Activity Summary which shows very clearly and very simply all increases, decreases, Management Fees, beginning and ending values at a quick glance.

Penny Eisenstein is an Investment Advisor Representative with Efficient Advisors, LLC, a Registered Investment Advisory Firm and President of Westcor Financial,LLC.